Expertise in Mortgage Refinancing
OPCO Notaires Inc. is a notary office specialized in mortgage refinancing. Whether you are refinancing with your current lender or a new financial institution, we take care of your entire file to offer you a simplified experience.
Notarial Synergy
OPCO Notaires inc. and the notary members of the COOP form an alliance that redefines the approach to notarial services. Specializing in high-quality legal advice, we have chosen to collaborate with COOP members to optimize our operational efficiency. Together, OPCO Notaires inc. and the notary members of the COOP are shaping the future of notarial work through a collaborative and results-oriented approach.
At your side for a turnkey service!
Fast
We immediately take charge of your file to provide a quick and simplified service.
Economical
Our prices are fixed and competitive throughout Quebec. More than 250 notaries are here to serve you.
Secure
Our client portal provides a secure space for transferring your documents and tracking the progress of your file.
Competitive rates!
Maximize your savings potential with OPCO Notaires inc. and the notary members of the COOP!
Contact us today for a list of prices and services!
In-person and remote appointments are available. *
*Conditions apply
*Conditions apply
Practical Guide: The Steps of a Refinancing
Discover the key steps of your refinancing. Each step is designed to be transparent and secure, ensuring personalized support throughout the entire process.
Meeting with your lender
Step 1
You meet with your mortgage representative for a refinancing or property transfer. You can suggest your notary, or OPCO will assign a notary who is a member of the COOP to your file.OPCO Notaires inc. contacts you
Step 2
Your lender sends the file to OPCO Notaires inc., which will contact you within 24 hours to invite you to create your profile on our secure client portal, where you can safely upload your information with complete peace of mindOPCO Notaires inc. prepares the mortgage documents
Step 3
Within 48 hours of receiving the mandate, OPCO Notaires inc. begins preparing the file, which includes, among other things, the title search, requesting a payout statement from the previous lender, as well as drafting the mortgage documents.OPCO Notaires inc. assigns the file to a notary member of the COOP
Step 4
OPCO Notaires inc. shares its mandate with a notary member of the COOP who practices in your region. All information exchanges between OPCO Notaires inc. and COOP-affiliated notaries take place exclusively via our secure portal.The notary contacts you to schedule an appointment
Step 5
During the appointment, the notary verifies your identity and your ability to sign. After providing you with explanations about your mortgage documents, the notary receives your signature. Then, they register the mortgage with the land registry and return everything to OPCO Notaires inc.OPCO Notaires inc. handles the disbursements
Step 6
After receiving the signed documents, OPCO Notaires inc. prepares the preliminary report for the disbursement. The funds are available within 3 business days, depending on your financial institution or lender. OPCO Notaires inc. also handles the repayment of existing creditors, as well as the drafting and publication of the discharge.OPCO Notaires inc. sends you a digital copy of the original documents
Step 7
Finally, OPCO Notaires inc. sends you a digital copy of your mortgage documents along with your invoice. Your financial institution will handle the payment of OPCO Notaires inc.’s fees through your account.Save with OPCO Notaires inc. and the notary members of the COOP!
When you choose OPCO Notaires inc. for your mortgage refinancing, you benefit not only from personalized service but also from the expertise of 250 COOP notary members. This collaboration guarantees efficient management of your file, from the meticulous preparation of documents to the handling of disbursements and the publication of mortgage deeds.
Our centralized process gives you access to a service that is not only fast but also economical and secure. Each step is carefully orchestrated to ensure your satisfaction and optimize your savings. The COOP notaries, chosen for their geographical proximity and local knowledge, offer you attentive and professional service.